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Browse mortgage lenders serving Plainfield, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Arkad Capital - Lending For Real Estate Investors
107 Park Ave, Plainfield, NJ 07060
7326271141
Chase Mortgage
200 W 2nd St, Plainfield, NJ 07060
9086684533
PNC Mortgage
211 W Front St STE 115, Plainfield, NJ 07060
9087530659
PNC Mortgage
1125 South Ave, Plainfield, NJ 07062
9087538713
Plainfield home buyers and refinancing homeowners can work with mortgage lenders to secure financing for their property. In New Jersey, lenders must follow state licensing rules under the New Jersey Residential Mortgage Lending Act. Local lenders in Plainfield understand the Union County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Plainfield Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. Property taxes and homeowners insurance also affect your monthly payment. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Plainfield?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New Jersey lenders also require a property appraisal and title search before closing.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds a short delay.
Are there first-time home buyer programs in Plainfield New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Some programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.