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Directory of mortgage lenders in Plainsboro Township, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Plainsboro Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Plainsboro Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
2 Schalks Crossing Rd, Plainsboro Township, NJ 08536
6096312034
Mortgage lenders in Plainsboro Township, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Plainsboro real estate market conditions and can guide you through the state-specific mortgage process.
What Does a Mortgage Lender in Plainsboro Township Cost?
Typical mortgage costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $3,000. Closing costs in Plainsboro Township generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Plainsboro Township?
You typically need proof of income, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search as part of the standard process.
Are there New Jersey specific mortgage programs for first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require homebuyer education courses.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three day right of rescission for refinances, but this does not apply to purchase mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.