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Browse mortgage lenders serving Ridgewood, New Jersey. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Ridgewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Ridgewood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Ryoo, Branch Manager | Fairway Independent Mortgage
Rachel Velez - Chase Home Lending Advisor - NMLS ID 624065
84 E Ridgewood Ave, Ridgewood, NJ 07450
8622019288
Chase Home Lending
84 E Ridgewood Ave, Ridgewood, NJ 07450
8622019288
Birch Mortgage LLC
45 N Broad St, Ridgewood, NJ 07450
2014734500
Jumbo Mortgage LLC
45 N Broad St, Ridgewood, NJ 07450
2014788404
Mortgage lenders in Ridgewood, New Jersey help home buyers and homeowners secure financing for property purchases or refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Bergen County property values and New Jersey specific programs like the NJHMFA first time home buyer assistance.
What Does a Mortgage Lender in Ridgewood Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ridgewood?
You will typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey lenders also require a credit check and proof of assets for the down payment.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three day right of rescission for refinances after closing.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a home buyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.