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Browse mortgage lenders serving River Edge, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
River Edge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in River Edge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brightwire Loans
837 Kinderkamack Rd, River Edge, NJ 07661
9734532472
Cornerstone Capital Financial Services LLC
38A River Edge Rd, River Edge, NJ 07661
2018028777
Approved Funding
41 Grand Ave Suite 200, River Edge, NJ 07661
2018330123
Chase Mortgage
686 Kinderkamack Rd, River Edge, NJ 07661
2019867884
Mortgage lenders in River Edge, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to follow specific licensing and disclosure rules under the New Jersey Residential Mortgage Lending Act. Local lenders can guide you through state-specific programs such as the New Jersey Housing and Mortgage Finance Agency down payment assistance.
What Does a Mortgage Lender in River Edge Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in River Edge?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a signed Good Faith Estimate and Truth in Lending disclosure within three business days of application.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances, which can extend the timeline.
Are there down payment assistance programs for River Edge buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA First Generation and Down Payment Assistance. These provide up to $10,000 in forgivable loans for eligible first-time home buyers in River Edge.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.