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Compare mortgage lenders in Salem. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Salem, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Salem, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Franklin Bank
137 W Broadway, Salem, NJ 08079
8569352400
TD Bank
443 E Broadway, Salem, NJ 08079
8568781200
Salem, New Jersey residents looking to buy a home or refinance can work with local mortgage lenders who understand the Salem County real estate market. New Jersey law requires mortgage lenders to be licensed by the New Jersey Department of Banking and Insurance. These lenders can help you navigate state-specific programs like the New Jersey Housing and Mortgage Finance Agency (NJHMFA) first-time homebuyer programs.
What Does a Mortgage Lender in Salem Cost?
Typical costs for a mortgage in Salem, New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary based on loan type, property value, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Salem New Jersey?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance. Your lender will provide a full list based on your loan type.
How long does a mortgage application take in New Jersey?
A standard mortgage application in New Jersey usually takes 30 to 45 days from application to closing. Under New Jersey law, lenders must provide a Loan Estimate within three business days of receiving your application.
What are New Jersey specific mortgage programs for Salem buyers?
The New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers in Salem. These programs have income limits and require a homebuyer education course. Your lender can check your eligibility.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.