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Compare Mortgage Lenders in Sea Girt, NJ

Compare mortgage lenders in Sea Girt. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Sea Girt, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Sea Girt, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
1330 Laurel Ave Suite 101, Sea Girt, NJ 08750
7323597801
First Equity Funding
1330 Laurel Ave STE 101, Sea Girt, NJ 08750
7323597800
Mutual of Omaha Reverse Mortgage
2150 NJ-35 Suite 28, Sea Girt, NJ 08750
9086181458

Sea Girt, New Jersey residents can work with local mortgage lenders to secure financing for home purchases or refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Understanding local property tax rates and the New Jersey Homebuyer Program can help you choose the right lender for your needs.

What Does a Mortgage Lender in Sea Girt Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Sea Girt?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. New Jersey lenders also require a valid photo ID and your Social Security number for a credit check.
How long does a mortgage application take in New Jersey?
The typical mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law mandates a three day right of rescission for refinances after closing.