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Find Mortgage Lenders Near You in Somers Point, NJ
Compare mortgage lenders in Somers Point. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Somers Point, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sturdy Savings Bank
521 New Rd, Somers Point, NJ 08244
6096538200
Ultimate Home Mortgage
43 Mays Landing Rd a, Somers Point, NJ 08244
6402055507
Mortgage lenders in Somers Point New Jersey help home buyers and homeowners secure financing for purchases and refinancing. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders understand the specific housing market in Atlantic County and can guide you through the state-specific closing process.
What Does a Mortgage Lender in Somers Point Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Somers Point New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. New Jersey lenders also require a property appraisal and title search to complete the loan process.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender and the complexity of your financial situation.
Are there any New Jersey specific mortgage programs available?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA FirstHome and NJHMFA Home for Heroes. These programs provide down payment assistance and favorable terms for eligible buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.