Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in West Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kingsbridge Financial Group
33 Clinton Rd Suite 205, West Caldwell, NJ 07006
9735596488
Chase Home Lending
865 Bloomfield Ave, West Caldwell, NJ 07006
9732964128
PNC Mortgage
909 Bloomfield Ave, West Caldwell, NJ 07006
9732442105
Margherita Popolizio - Chase Home Lending Advisor - NMLS ID 404860
865 Bloomfield Ave, West Caldwell, NJ 07006
9732964128
What Does a Mortgage Lender in West Caldwell Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in West Caldwell?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances after closing.
Are there down payment assistance programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA FirstHome and NJHMFA Police and Fire for qualified buyers. These programs can provide up to 5 percent of the purchase price for down payment and closing costs.