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Directory of mortgage lenders in Farmington, New Mexico. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Farmington, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 18 mortgage lenders in Farmington, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage lender in Farmington, New Mexico can help you secure a home loan for a property in the Four Corners region. New Mexico law requires lenders to be licensed through the New Mexico Regulation and Licensing Department. Local lenders understand the unique housing market in San Juan County and can guide you through the loan process.
What Does a Mortgage Lender in Farmington Cost?
Typical costs for a mortgage in Farmington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in New Mexico generally range from 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Farmington?
You typically need proof of income, tax returns, bank statements, and identification. New Mexico lenders also require a property appraisal and title search for the specific home.
How long does the mortgage process take in New Mexico?
The process usually takes 30 to 45 days from application to closing. New Mexico law requires a three-day rescission period for refinances, but not for purchase loans.
Are there first-time home buyer programs in Farmington?
Yes. The New Mexico Mortgage Finance Authority offers down payment assistance and low-interest loans for eligible first-time buyers in Farmington. Contact a local lender to check your eligibility.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.