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Directory of mortgage lenders in Rio Rancho, New Mexico. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Rio Rancho, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Mexico before hiring.
Showing 10 mortgage lenders in Rio Rancho, NM
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
1001 Golf Course Rd SE #103, Rio Rancho, NM 87124
5058920099
World Finance
2501 Southern Blvd SE #13, Rio Rancho, NM 87124
5058922225
Mariner Finance
1101 Unser Blvd SE #101, Rio Rancho, NM 87124
5057500900
OneMain Financial
2003 Southern Blvd SE #121, Rio Rancho, NM 87124
5058901221
Heather Foote-Jasso | Branch Manager | Frost Mortgage Lending Group
4131 Barbara Loop SE Ste 1C, Rio Rancho, NM 87124
5052717539
Low Cost Mortgage
4527 Peridot Way NE, Rio Rancho, NM 87124
5058910108
US Bank Mortgage
3805 19th Ave SE, Rio Rancho, NM 87124
8008722657
Hard Money Lenders Rio Rancho NM
3791 Southern Blvd SE, Rio Rancho, NM 87124
5055391722
Frost Mortgage Lending Group, a Division of Primary Residential Mortgage, Inc.
4131 Barbara Loop SE Ste 1C, Rio Rancho, NM 87124
5053384747
Zia Mortgage Solutions
4011 Barbara Loop SE Suite 205, Rio Rancho, NM 87124
5052170422
Mortgage lenders in Rio Rancho New Mexico help homebuyers secure financing for residential properties. New Mexico law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the unique housing market in Sandoval County and can guide you through the process of buying a home in this growing community.
What Does a Mortgage Lender in Rio Rancho Cost?
Typical costs for a mortgage in New Mexico include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Closing costs in Rio Rancho usually range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rio Rancho?
You typically need pay stubs tax returns bank statements and a government ID. New Mexico lenders may also ask for proof of homeowners insurance and a property appraisal.
Are there first-time homebuyer programs in New Mexico?
Yes the New Mexico Mortgage Finance Authority offers down payment assistance and low-interest loans for qualified first-time buyers. These programs have income limits and require a homebuyer education course.
How long does a mortgage closing take in Rio Rancho?
A typical mortgage closing in New Mexico takes 30 to 45 days from application to funding. Delays can occur if the appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Mexico.