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Directory of mortgage lenders in Bedford, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Bedford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Bedford, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pyramid Capital Group Inc
26 Village Green, Bedford, NY 10506
9142195550
Chase Home Lending
420 Old Post Rd, Bedford, NY 10506
9145237582
DE Capital Mortgage
438 Old Post Rd #101, Bedford, NY 10506
9142344590
David Kossow - Chase Home Lending Advisor - NMLS ID 429833
420 Old Post Rd, Bedford, NY 10506
9145237582
Mortgage lenders in Bedford New York help homebuyers and homeowners secure financing for property purchases and refinances. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Working with a local lender familiar with Westchester County property values can simplify the loan process.
What Does a Mortgage Lender in Bedford Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance costs of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. New York also charges a mortgage recording tax, which varies by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bedford New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New York lenders also require a signed application and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a mandatory three-day right of rescission for refinances, which can add time.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax when you file the mortgage with the county clerk. In Westchester County, the tax is 1.05 percent of the mortgage amount for most loans, with additional rates for larger mortgages.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.