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Find Mortgage Lenders in Cheektowaga, NY

Browse mortgage lenders serving Cheektowaga, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Cheektowaga, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Cheektowaga, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of America Home Mortgage
Cheektowaga, NY 14225
7166853511
Patick Santora - M&T Bank
80 Holtz Dr 2nd Floor, Cheektowaga, NY 14225
8008902691

Mortgage lenders in Cheektowaga New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of application. Local lenders can guide you through New York specific rules like the mortgage recording tax and escrow requirements.

What Does a Mortgage Lender in Cheektowaga Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cheektowaga New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. New York lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three day right of rescission for refinances after closing.