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Browse mortgage lenders serving East Islip, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
East Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in East Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Americasa
128 Carleton Ave #203, East Islip, NY 11730
3054499719
Donna Imbo - Mortgage Loan Officer
6 W Main St Suite 10, East Islip, NY 11730
6315139090
DE Capital Mortgage
100 W Main St, East Islip, NY 11730
6315818855
Priority Funding Ltd
265 E Main St, East Islip, NY 11730
6312248990
Mortgage lenders in East Islip New York help home buyers and homeowners secure financing for home purchases and refinances. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders understand the East Islip real estate market and can guide you through the loan process.
What Does a Mortgage Lender in East Islip Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and recording fees add 1,000 to 2,500 dollars. New York also charges a mortgage recording tax of 0.80 to 1.05 percent depending on the county. Costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in East Islip New York?
You typically need pay stubs tax returns bank statements and photo identification. New York lenders also require a credit check and proof of assets. Your lender will give you a complete list based on your loan type.
How long does mortgage pre-approval take in New York?
Pre-approval usually takes one to three business days. The lender reviews your credit income and assets. New York law does not set a specific time limit for pre-approval but most lenders process applications quickly.
What are the New York state mortgage recording tax requirements?
New York imposes a mortgage recording tax when you record your mortgage. In Suffolk County the tax is 1.05 percent of the loan amount for most loans. This tax is paid at closing and is separate from lender fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.