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Browse mortgage lenders serving Fairport, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Fairport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Fairport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
2159 Fairport Nine Mile Point Rd, Fairport, NY 14450
7089728191
Chase Home Lending
609 Moseley Rd, Fairport, NY 14450
3103868437
Fairport, New York residents have access to mortgage lenders who can help with home purchase loans and refinancing. New York law requires lenders to provide a good faith estimate of closing costs within three business days of a loan application. Local lenders in Fairport understand the Monroe County housing market and can guide you through the mortgage process.
What Does a Mortgage Lender in Fairport Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $300 to $600, and title insurance of $500 to $1,500. Closing costs in New York generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fairport?
You typically need pay stubs, tax returns, bank statements, and photo identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for refinances, which can add time.
What are the down payment requirements for a mortgage in Fairport?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down, while FHA loans may allow as little as 3.5 percent. New York first-time home buyer programs may offer assistance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.