Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 mortgage lenders in Freeport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
49 W Merrick Rd Suite 200, Freeport, NY 11520
7187572088
Benjamin Bankers
121 Church St, Freeport, NY 11520
5168881898
Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
5167816600
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Ave, Freeport, NY 11520
5167715600
Jamie Gallagher | Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
9179402819
Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169729665
Michael Bauer | Lightning Funding - Mortgage Broker
49 W Merrick Rd Suite 200, Freeport, NY 11520
5169725253
Prudential Borrowing Llc
49 W Sunrise Hwy, Freeport, NY 11520
8005406847
Chase Home Lending
25 S Main St, Freeport, NY 11520
5163154648
Victor Brinkmeier
49 W Merrick Rd, Freeport, NY 11520
6317862483
Michelle Abreu - Chase Home Lending Advisor - NMLS ID 2114126
25 S Main St, Freeport, NY 11520
5163154648
What Does a Mortgage Lender in Freeport Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees between 400 and 700 dollars, and title insurance costs ranging from 1,000 to 3,000 dollars. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Freeport?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a property appraisal and title search.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for most refinances.
Are there special mortgage programs for Freeport residents?
Yes. New York offers the State of New York Mortgage Agency (SONYMA) programs for first-time homebuyers. These programs provide low down payment options and reduced interest rates.