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Mortgage Lenders in Freeport, NY

Directory of mortgage lenders in Freeport, New York. Verify credentials with the state state mortgage licensing authority before hiring.

11 agents listed
Updated June 2026
Freeport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 11 mortgage lenders in Freeport, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
49 W Merrick Rd Suite 200, Freeport, NY 11520
(718) 757-2088 fairwayindependentmc.com
Benjamin Bankers
121 Church St, Freeport, NY 11520
(516) 888-1898 benjaminbankers.com
Chris Gonzalez | Fairway Independent Mortgage Corporation Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
(516) 781-6600 fairwayindependentmc.com
Sunrise Mortgage Company, Inc.
49 Guy Lombardo Ave, Freeport, NY 11520
(516) 771-5600 sunrisemortgageny.com
Jamie Gallagher | Loan Officer
49 W Merrick Rd Suite 200, Freeport, NY 11520
(917) 940-2819 fairwayindependentmc.com
Rene Anthony Gonzalez | Fairway Independent Mortgage Corporation Branch Manager
49 W Merrick Rd Suite 200, Freeport, NY 11520
(516) 972-9665 fairwayindependentmc.com
Michael Bauer | Lightning Funding - Mortgage Broker
49 W Merrick Rd Suite 200, Freeport, NY 11520
(516) 972-5253
Prudential Borrowing Llc
49 W Sunrise Hwy, Freeport, NY 11520
(800) 540-6847 prudentialb.com
Chase Home Lending
25 S Main St, Freeport, NY 11520
(516) 315-4648 homelendingadvisor.chase.com
Victor Brinkmeier
49 W Merrick Rd, Freeport, NY 11520
(631) 786-2483
Michelle Abreu - Chase Home Lending Advisor - NMLS ID 2114126
25 S Main St, Freeport, NY 11520
(516) 315-4648 homelendingadvisor.chase.com

Mortgage lenders in Freeport, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to provide a Good Faith Estimate and follow strict disclosure rules under the Real Property Law. Local lenders can guide you through the specific requirements for Nassau County properties.

What Does a Mortgage Lender in Freeport Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees between 400 and 700 dollars, and title insurance costs ranging from 1,000 to 3,000 dollars. Closing costs in New York average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Freeport?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a property appraisal and title search.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for most refinances.
Are there special mortgage programs for Freeport residents?
Yes. New York offers the State of New York Mortgage Agency (SONYMA) programs for first-time homebuyers. These programs provide low down payment options and reduced interest rates.

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