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Compare Mortgage Lenders in Fulton, NY

Browse mortgage lenders serving Fulton, New York. Contact information and addresses listed below.

11 agents listed
Updated June 2026
Fulton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 11 mortgage lenders in Fulton, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oswego County Federal Credit Union
707 S 4th St, Fulton, NY 13069
(315) 887-1030 oswegofcu.org
Empower Federal Credit Union
520 S 2nd St, Fulton, NY 13069
(800) 462-5000 empowerfcu.com
Jessica Shepard, Century 21 Leah's Signature
566 S 4th St, Fulton, NY 13069
(315) 679-7014 century21.com
Fulton Savings Bank
75 S 1st St, Fulton, NY 13069
(315) 592-4201 fultonsavings.com
AmeriCU Credit Union
722 W Broadway, Fulton, NY 13069
(800) 388-2000 americu.org
Century 21 Leah's Signature
566 S 4th St, Fulton, NY 13069
(315) 598-1165 c21leahs.com
KeyBank
121 S 1st St, Fulton, NY 13069
(315) 592-4221 key.com
NBT Bank
1930 State Rte 3, Fulton, NY 13069
(315) 593-2165 nbtbank.com
PathFinder Bank
5 W 1st St S, Fulton, NY 13069
(315) 592-9545 pathfinderbank.com
Fulton Savings Bank, Loan Operations Center
41 S 1st St, Fulton, NY 13069
(315) 592-3171 fultonsavings.com
Howard Hanna Fulton Appointment Center
18 Canalview Mall, Fulton, NY 13069
(315) 592-7653 howardhanna.com

What Does a Mortgage Lender in Fulton Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,000 to $3,000. New York also imposes a mortgage recording tax, which varies by county and can be 0.75% to 1.8% of the loan amount. These costs can add up to 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fulton New York?
You typically need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and title search to verify ownership and property value.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three day right of rescission for refinances, which can extend the timeline.

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