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Compare mortgage lenders in Guilderland. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Guilderland, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Guilderland, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sunmark Credit Union
2115 Western Ave, Guilderland, NY 12084
8667866275
Trustco Bank
2050 Western Ave, Guilderland, NY 12084
5184526913
KeyBank
2050 Western Ave, Guilderland, NY 12084
5182185333
NBT Bank
5 New Karner Rd, Guilderland, NY 12084
5184522507
Mortgage lenders in Guilderland, New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of application. Guilderland offers a mix of suburban and rural properties, so local lenders understand the specific appraisal and zoning requirements in Albany County.
What Does a Mortgage Lender in Guilderland Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance ranging from $1,500 to $3,000. Closing costs in Guilderland generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Guilderland?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York also requires a property survey and title insurance for most loans.
How long does mortgage approval take in New York?
Initial approval often takes one to two weeks. Full underwriting and closing usually take 30 to 45 days, depending on the lender and property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.