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Directory of mortgage lenders in Hamburg, New York. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Hamburg, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Hamburg, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solutions Home Mortgage Inc.
60 Main St Suite 3, Hamburg, NY 14075
7166468584
G F Brooks Associates
108 Main St, Hamburg, NY 14075
7166483260
HUNT Mortgage (NMLS #37405)
5546 Camp Rd, Hamburg, NY 14075
7166482300
Hamburg New York residents have access to a range of mortgage lenders offering home purchase and refinance loans. New York law requires mortgage lenders to be licensed by the Department of Financial Services. Working with a local lender can help you navigate Erie County property values and specific state regulations like the mortgage recording tax.
What Does a Mortgage Lender in Hamburg Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in Erie County usually range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hamburg New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How does the New York mortgage recording tax affect my loan in Hamburg?
New York imposes a mortgage recording tax when you take out a new mortgage. In Erie County this tax is approximately 1.05% of the loan amount for most residential mortgages. Your lender will include this cost in your closing disclosure.
What is the minimum down payment for a conventional mortgage in Hamburg New York?
Conventional loans typically require a minimum down payment of 3% to 5% of the purchase price. FHA loans allow down payments as low as 3.5% and VA loans may require zero down payment for eligible borrowers. Requirements vary by lender and loan program.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.