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Looking for a mortgage lender in Islandia? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Islandia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Islandia, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1601 Veterans Memorial Hwy Suite 220, Islandia, NY 11749
6312573228
Mortgage lenders in Islandia, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to follow strict disclosure rules under General Business Law Article 12-D. Local lenders can guide you through the process of obtaining a mortgage for homes in Suffolk County.
What Does a Mortgage Lender in Islandia Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Islandia?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders may also require a property appraisal and title insurance.
How long does mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires lenders to provide a Loan Estimate within three business days of application.
Are there special mortgage programs for New York residents?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) for first-time homebuyers. These programs may have lower down payment requirements and reduced interest rates.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.