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Compare Mortgage Lenders in Kenmore, NY

Browse mortgage lenders serving Kenmore, New York. Contact information and addresses listed below.

2 agents listed
Updated June 2026
Kenmore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 mortgage lenders in Kenmore, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KeyBank
2858 Delaware Ave, Kenmore, NY 14217
(716) 515-6140 key.com
Lake Shore Bank - Kenmore
3438 Delaware Ave, Kenmore, NY 14217
(716) 898-2010 mylsbank.com

Mortgage lenders in Kenmore, New York help homebuyers and homeowners secure financing for property purchases or refinancing. New York law requires lenders to follow strict licensing rules under the New York Banking Law and provide clear disclosures about loan terms and costs. Working with a local lender familiar with Erie County property values can simplify the mortgage process.

What Does a Mortgage Lender in Kenmore Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kenmore?
You typically need recent pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a completed Uniform Residential Loan Application and a credit report authorization.
How long does it take to close on a mortgage in New York?
A standard mortgage closing in New York usually takes 45 to 60 days from application. New York law requires a mandatory three-day rescission period for refinances under federal truth in lending rules.
Are there first-time homebuyer programs in Kenmore New York?
Yes, New York State offers programs like the State of New York Mortgage Agency (SONYMA) with low down payment options and reduced interest rates. Kenmore residents may also qualify for Erie County down payment assistance grants.

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