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Directory of mortgage lenders in Latham, New York. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Latham, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ClearPath Mortgage Solutions
43 British American Blvd Suite 5, Latham, NY 12110
5183897070
Maple Tree Funding
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110
5187821202
Maple Tree Funding
1202 Troy-Schenectady Rd Building 3, Latham, NY 12110
5187821202
Sunmark Credit Union
1187 Troy-Schenectady Rd, Latham, NY 12110
8667866275
Premium Mortgage Corporation
935 Loudon Rd Suite 3A, Latham, NY 12110
5189248001
Mortgage lenders in Latham New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide detailed loan estimates and follow strict disclosure rules under the Real Property Law. Whether you are buying a first home or refinancing, local lenders can guide you through the process with knowledge of the Albany County market.
What Does a Mortgage Lender in Latham Cost?
Typical costs for a mortgage in Latham New York include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. New York also charges a mortgage recording tax of 0.8% to 1.8% of the loan amount depending on the county. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Latham New York?
You will typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require a signed application and a credit check. Additional documents may be needed for self-employed borrowers.
Are there specific New York laws that affect mortgage lending?
Yes, New York has strict anti-predatory lending laws under General Business Law Section 340. Lenders must also comply with the New York Banking Law and provide a standard Loan Estimate within three business days of application.
How long does the mortgage process take in Latham New York?
The process usually takes 30 to 45 days from application to closing. New York requires a mandatory three-day rescission period for refinances. Delays can occur if appraisals or title searches take longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.