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Directory of mortgage lenders in Liverpool, New York. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Liverpool, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage lenders in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Miller
225 Greenfield Pkwy Suite 115, Liverpool, NY 13088
3152447831
KeyBank
301 2nd St, Liverpool, NY 13088
3154017001
M&T Bank
203 Cypress St, Liverpool, NY 13088
3154572830
OwnersChoice Funding
135 Old Cove Rd Suite 209, Liverpool, NY 13090
3154378614
HUNT Mortgage (NMLS #37405)
8196 Oswego Rd, Liverpool, NY 13090
3156225757
Chase Mortgage
424 7th N St, Liverpool, NY 13088
3154518827
Chase Mortgage
4169 Elmcrest Rd, Liverpool, NY 13090
3156524607
Mortgage lenders in Liverpool, New York help home buyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate and a Truth-in-Lending disclosure within three business days of application. Local lenders in Onondaga County offer conventional, FHA, VA, and USDA loans to qualified borrowers.
What Does a Mortgage Lender in Liverpool Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. New York also charges mortgage recording tax, which varies by county. In Onondaga County, the rate is approximately 0.75 percent of the mortgage amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Liverpool New York?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and photo ID. New York lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law allows a three-day rescission period after signing for refinances but not for purchase loans.
What is the minimum down payment for a home in Liverpool New York?
Minimum down payments vary by loan type. Conventional loans may require 3 percent down. FHA loans require 3.5 percent. VA and USDA loans may require zero down for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.