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Showing 4 mortgage lenders in Massapequa Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
4970 Merrick Rd, Massapequa Park, NY 11762
5163186217
Michele Lavoro - Chase Home Lending Advisor - NMLS ID 155791
4970 Merrick Rd, Massapequa Park, NY 11762
5163186217
Joseph Kufner-U.S. Bank Mortgage
Bank Area Served, Massapequa Park, NY 11762
9172562820
Vantage Mortgage
1000 Park Blvd, Massapequa Park, NY 11762
5168046425
What Does a Mortgage Lender in Massapequa Park Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in New York often total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Massapequa Park?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day review period after receiving the final closing disclosure.
What is the mortgage recording tax in New York?
New York State and Nassau County impose a mortgage recording tax. In Nassau County, the rate is 1.05 percent of the mortgage principal for loans under 500,000 dollars and 1.30 percent for larger amounts.