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4 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Merrick, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
2122 Merrick Ave, Merrick, NY 11566
5162972108
Oswaldo Pinilla - Mortgage Loan Officer
2260 Merrick Rd, Merrick, NY 11566
5165062481
Sandstone Mortgage Corporation
1934 Lowell Ln, Merrick, NY 11566
5168377501
Keen Settlement Services
2163 Merrick Ave, Merrick, NY 11566
5166009769
Mortgage lenders in Merrick New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders understand Merrick real estate trends and can guide you through the mortgage process.
What Does a Mortgage Lender in Merrick Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Merrick New York?
You typically need pay stubs, tax returns, bank statements, and photo ID. New York lenders also require a signed application and a credit check authorization.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances on primary residences.
Are there New York specific mortgage programs available in Merrick?
Yes. The State of New York Mortgage Agency offers down payment assistance and low interest loans for first-time buyers. Merrick residents may also qualify for FHA and VA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.