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14 agents listed
Updated May 2026
Monroe, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 14 mortgage lenders in Monroe, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mint Capital Inc
24 Gilbert St Ext, Monroe, NY 10950
8454198000
Capital M
48 Bakertown Rd Ste 303, Monroe, NY 10950
8457812400
CapGuide Funding
1 Vayoel Moshe Ct UNIT 201, Monroe, NY 10950
8458838188
Trustco Bank
791 NY-17M, Monroe, NY 10950
8457821100
Yitzchok Knopfler | Your Mortgage Partner | NMLS #2085519
48 Bakertown Rd Third floor, Monroe, NY 10950
8456372422
Ark Mortgage Inc
412 N Main St Suite 201, Monroe, NY 10950
8455033500
Hometown Bank – The Hudson Valley
412 NY-17M, Monroe, NY 10950
8457832265
Chase Mortgage
475 NY-17M, Monroe, NY 10950
9736703566
Joel Spitzer
24 Gilbert St Ext, Monroe, NY 10950
8456625491
Capsol, Inc.
491 NY-208 Suite 407, Monroe, NY 10950
8454562000
Chase Mortgage
845 NY-17M #10, Monroe, NY 10950
8457828151
Roy Shemitz, SVP, Commercial Lender- Hudson Valley West
360 NY-17M, Monroe, NY 10950
8457901558
Yuda Markowitz @ CapitalM Mortgage
48 Bakertown Rd Ste 303, Monroe, NY 10950
8457812405
Lisa Tavarez - M&T Bank
745 NY-17M Suite 101, Monroe, NY 10950
9142136566
Mortgage lenders in Monroe, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York State requires lenders to be licensed under the Banking Law and follow specific disclosure rules. Monroe offers a mix of suburban and rural properties, so local lenders understand the unique appraisal and zoning factors in Orange County.
What Does a Mortgage Lender in Monroe Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 1,000 to 3,000 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. Additional costs may include attorney fees, recording fees, and mortgage taxes. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Monroe New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders also require a credit check and a property appraisal. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 45 days from application to closing. Under New York law, lenders must provide a Loan Estimate within three business days of your application. Delays can occur if title issues or appraisal problems arise.
What are the down payment requirements for a mortgage in Monroe?
Down payment requirements vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as little as 3.5 percent down for qualified buyers. New York first-time homebuyer programs may offer lower down payment options for eligible residents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.