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Looking for a mortgage lender in Montgomery? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Montgomery, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Montgomery, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wallkill Valley Federal Savings & Loan
201 Ward St #1248, Montgomery, NY 12549
8454575101
Rhinebeck Bank Mortgage Loan Originator
2134 NY-208, Montgomery, NY 12549
8454548555
Mortgage lenders in Montgomery, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Local lenders are familiar with Orange County property values and the specific requirements for New York State mortgages.
What Does a Mortgage Lender in Montgomery Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montgomery New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a credit check authorization.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York State law requires a three-day rescission period for refinances, and the lender must provide a Loan Estimate within three business days of application.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.