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Mortgage Lenders in Mt Vernon, NY

Browse mortgage lenders serving Mt Vernon, New York. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Mt Vernon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Mt Vernon, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dalco Financial Services, Inc
120 Stevens Ave, Mt Vernon, NY 10550
9146647800
Commercial Lending Mount Vernon NY
229 E Sandford Blvd, Mt Vernon, NY 10553
9143713557
cn bookkeeping and accounting
N MacQuesten Pkwy, Mt Vernon, NY 10552
9144633175
Chase Home Lending
511 Gramatan Ave, Mt Vernon, NY 10552
9146993521
Chase Mortgage
22 W 1st St, Mt Vernon, NY 10550
9146642860

Mortgage lenders in Mt Vernon New York help homebuyers and homeowners secure financing for home purchases and refinancing. New York law requires lenders to provide a Good Faith Estimate and follow strict disclosure rules under General Obligations Law Section 5-703. Working with a local lender familiar with Westchester County property values can simplify the mortgage process.

What Does a Mortgage Lender in Mt Vernon Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance costing $1,000 to $3,000. New York also charges mortgage recording tax of 0.5% to 1.8% depending on the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mt Vernon?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and authorization to check your credit report.
How long does a mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day rescission period after signing for refinances under federal Regulation Z.