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Browse mortgage lenders serving Niagara Falls, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Niagara Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Niagara Falls, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northwest Bank Mortgage
805 Main St, Niagara Falls, NY 14301
7162785944
Home Loans in Niagara Falls, NY | Credit Union & Mortgage Lenders
2525 Military Rd, Niagara Falls, NY 14304
7162367678
Mortgage lenders in Niagara Falls, New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Niagara Falls real estate market and can guide you through the state specific mortgage process.
What Does a Mortgage Lender in Niagara Falls Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,000 to $2,000. New York also charges a mortgage recording tax that varies by county. In Niagara Falls, the tax is approximately 1.05 percent of the loan amount. These are general estimates and your actual costs will depend on your loan size and lender. This information is for general purposes and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Niagara Falls?
You will need recent pay stubs, tax returns, bank statements, and identification. New York lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in New York?
The process typically takes 30 to 45 days from application to closing. New York requires a mandatory three day review period after you receive the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.