Mortgage Lenders in Niagara Falls, NY — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.

Showing 2 mortgage lenders in Niagara Falls, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Northwest Bank Mortgage

805 Main St, Niagara Falls, NY 14301

(716) 278-5944 northwest.bank

Home Loans in Niagara Falls, NY | Credit Union & Mortgage Lenders

2525 Military Rd, Niagara Falls, NY 14304

(716) 236-7678

What Does a Mortgage Lender in Niagara Falls Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,000 to $2,000. New York also charges a mortgage recording tax that varies by county. In Niagara Falls, the tax is approximately 1.05 percent of the loan amount. These are general estimates and your actual costs will depend on your loan size and lender. This information is for general purposes and is not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Niagara Falls?

You will need recent pay stubs, tax returns, bank statements, and identification. New York lenders also require a signed application and authorization to check your credit.

How long does the mortgage process take in New York?

The process typically takes 30 to 45 days from application to closing. New York requires a mandatory three day review period after you receive the Loan Estimate.

Mortgage Lenders in Other New York Cities

Albany · Amherst · Ardsley · Armonk · Babylon · Baldwin Place · Baldwinsville · Ballston Lake · Ballston Spa · Bay Shore · Beacon · Bedford · Bellerose · Bellmore · Bellport

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New York.

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