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Browse mortgage lenders serving Patchogue, New York. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Patchogue, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 mortgage lenders in Patchogue, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Contour Mortgage - Patchogue
99 N Ocean Ave, Patchogue, NY 11772
8006679160
Anthony Gagliardi - Mortgage Lender NMLS #2559222
99 N Ocean Ave, Patchogue, NY 11772
9345002633
MCS Mortgage Bankers, Inc.
20 Oak St, Patchogue, NY 11772
8003007780
loanDepot
180 E Main St #205B, Patchogue, NY 11772
6316526400
Home America Lending Corp.
20 Oak St suite 206, Patchogue, NY 11772
8003007780
Chase Home Lending
115 E Main St, Patchogue, NY 11772
6316542700
MCS Mortgage Bankers Inc
646 Medford Ave, Patchogue, NY 11772
6314759800
Chase Home Lending
499 Sunrise Hwy Ste 84, Patchogue, NY 11772
7204225611
Nichol Bodden - Mortgage Loan Officer
251 E Main St, Patchogue, NY 11772
6317674588
Jeffrey Cacace - Contour Mortgage
99 N Ocean Ave, Patchogue, NY 11772
5169651784
Lauren Giuliante
8 W Main St Ste A, Patchogue, NY 11772
6313104310
ASEAN CAPITAL, INC.
116 E Main St C, Patchogue, NY 11772
6314476533
Mortgage lenders in Patchogue New York help homebuyers secure financing for residential properties. New York law requires a mortgage originator license for anyone offering loan services. Local lenders understand the specific property tax and insurance requirements for Suffolk County.
What Does a Mortgage Lender in Patchogue Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs ranging from $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Patchogue?
You typically need pay stubs, tax returns, bank statements, and a government ID. New York lenders also require a signed mortgage commitment letter and property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for refinances, which can extend the timeline.
Are there first-time home buyer programs in Patchogue?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) programs for first-time buyers. These programs provide low down payment options and reduced interest rates for qualified applicants.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.