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Looking for a mortgage lender in Pearl River? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Pearl River, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Pearl River, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Reid at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Christopher Higgins at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8777731226
Drew Tobin at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
9143566685
QuestStar Mortgage
7 E Central Ave, Pearl River, NY 10965
8008470714
Carbon Team at CrossCountry Mortgage
19 N Main St Suite A, Pearl River, NY 10965
8455484272
Mortgage lenders in Pearl River, New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to follow strict licensing rules under the New York Banking Law Article 12-D. Working with a local lender can simplify the process of getting a mortgage for homes in Rockland County.
What Does a Mortgage Lender in Pearl River Cost?
Typical mortgage costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. New York also charges a mortgage recording tax which varies by county. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pearl River?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in New York?
The process usually takes 45 to 60 days from application to closing. New York law requires a mandatory three-day right of rescission for most refinance loans.
What are the mortgage interest rates in Pearl River right now?
Interest rates change daily based on market conditions. A local lender can provide current rate quotes based on your credit score and loan amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.