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Compare mortgage lenders in Pelham. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Pelham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Pelham, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trustco Bank
132 Fifth Ave, Pelham, NY 10803
9146321983
Houlihan Lawrence - Pelham Real Estate
1 Pelhamwood Ave, Pelham, NY 10803
9147382006
Chase Home Lending
35 Fifth Ave, Pelham, NY 10803
9143098099
Mortgage lenders in Pelham, New York help home buyers and homeowners secure financing for home purchases or refinancing. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders understand the Pelham real estate market and can guide you through the mortgage process.
What Does a Mortgage Lender in Pelham Cost?
Typical mortgage costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New York often total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pelham New York?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances under certain conditions.
Are there special mortgage programs for first time home buyers in Pelham?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) programs for first time buyers. These programs provide lower down payment options and competitive interest rates for eligible borrowers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.