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Directory of mortgage lenders in Port Jefferson, New York. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Port Jefferson, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Century21 Icon Fine Homes & Estates
326 Main St, Port Jefferson, NY 11777
6314767600
Suffolk Credit Union
200 Belle Terre Rd, Port Jefferson, NY 11777
6319248000
Commercial Lender Link
640 Belle Terre Rd, Port Jefferson, NY 11777
6318284404
Chase Home Lending
120 Main St, Port Jefferson, NY 11777
5164990757
Mortgage lenders in Port Jefferson, New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Suffolk County property values and can guide you through the state-specific mortgage process.
What Does a Mortgage Lender in Port Jefferson Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance of $1,000 to $2,500. Closing costs in Suffolk County often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Port Jefferson?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders may also require a signed purchase contract and property appraisal.
How long does mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for most refinances after closing.
What is the New York mortgage recording tax?
New York imposes a mortgage recording tax when a loan is recorded. In Suffolk County, the tax is 1.05% of the mortgage amount for loans under $500,000 and 1.30% for larger amounts.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.