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Compare mortgage lenders in Port Jefferson Station. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Port Jefferson Station, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Port Jefferson Station, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FourLeaf Federal Credit Union
4900 Nesconset Hwy, Port Jefferson Station, NY 11776
8006287070
Necessity Funding
1201 NY-112 Suite 900, Port Jefferson Station, NY 11776
5164305488
Ed Russo - Mortgage Loan Officer
86 Nesconset Hwy, Port Jefferson Station, NY 11776
6314570670
Mortgage lenders in Port Jefferson Station New York help homebuyers and homeowners secure financing for purchases and refinances. New York law requires mortgage loan originators to be licensed through the Department of Financial Services. Local lenders understand the specific property values and market conditions in Suffolk County.
What Does a Mortgage Lender in Port Jefferson Station Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in Port Jefferson Station?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances, which can add a few days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.