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10 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 10 mortgage lenders in Riverhead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Island Federal Credit Union
1071 Old Country Rd, Riverhead, NY 11901
6318511100
OneMain Financial
700 Old Country Rd #1, Riverhead, NY 11901
6312083262
FourLeaf Federal Credit Union
1095 Old Country Rd, Riverhead, NY 11901
8006287070
Suffolk Credit Union
2 Enterprise Zone Dr Route 24, Riverhead, NY 11901
6319248000
Chase Home Lending
1450 Old Country Rd, Riverhead, NY 11901
6462757311
HRS holdings world wide L.L.C.
220 Roanoke Ave, Riverhead, NY 11901
9295995265
Chase Mortgage
7 W Main St, Riverhead, NY 11901
6313698500
Mortgage, Bank of America
499 Old Country Rd, Riverhead, NY 11901
6317408893
Suffolk County Mortgage Tax
310 Center Dr S, Riverhead, NY 11901
6318522050
Peter J Speranza - Chase Home Lending Advisor - NMLS ID 410154
1450 Old Country Rd, Riverhead, NY 11901
6462757311
Mortgage lenders in Riverhead, New York help homebuyers and homeowners secure financing for residential properties. New York law requires mortgage loan originators to be licensed through the Department of Financial Services. Riverhead lenders often assist with properties in Suffolk County, including one-to-four family homes and condominiums.
What Does a Mortgage Lender in Riverhead Cost?
Typical costs for a mortgage lender in Riverhead include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and a credit report fee of 30 to 50 dollars. New York also charges a mortgage recording tax as described above. Additional costs may include title insurance, survey fees, and attorney fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Riverhead?
You typically need recent pay stubs, tax returns, bank statements, and a government-issued ID. New York lenders also require a signed Uniform Residential Loan Application and proof of homeowners insurance.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York usually takes 45 to 60 days from application. This timeline can vary based on property type, appraisal scheduling, and under review by the lender.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.