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Compare mortgage lenders in Rome. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 mortgage lenders in Rome, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriCU Credit Union
1916 Black River Blvd N, Rome, NY 13440
8003882000
First Source Federal Credit Union
1822 Black River Blvd, Rome, NY 13440
3157358571
AmeriCU Credit Union
231 Hill Rd, Rome, NY 13441
8003882000
Beacon Bank
1629 Black River Blvd, Rome, NY 13440
3153561629
Community Bank, N.A.
160 Brooks Rd, Rome, NY 13441
3153392000
NBT Bank
853 Black River Blvd, Rome, NY 13440
3153377393
KeyBank
1725 Black River Blvd N, Rome, NY 13440
3153375200
Rome Federal Credit Union
937 Seneca St, Rome, NY 13440
3153391658
RT Federal Credit Union
924 Turin St, Rome, NY 13440
3153367810
Adirondack Bank
1709 Black River Blvd N, Rome, NY 13440
3153372068
NBT Bank
1148 Erie Blvd W, Rome, NY 13440
3153393200
Mortgage lenders in Rome, New York help homebuyers and homeowners secure financing for property purchases and refinances. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders can guide you through options like conventional, FHA, and VA loans for properties in Oneida County.
What Does a Mortgage Lender in Rome Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance costs from $500 to $1,500. Closing costs in New York often total 2% to 5% of the purchase price. These figures vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rome New York?
You typically need pay stubs, tax returns, bank statements, and photo ID. New York lenders also require a signed application and a credit check. Gather these before you start to speed up the process.
How long does a mortgage closing take in New York?
A standard mortgage closing in New York takes 45 to 60 days from application. This timeline includes appraisal, underwriting, and legal review. Delays can happen if documents are missing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.