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Directory of mortgage lenders in Ronkonkoma, New York. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage lenders in Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silver Lining Funding Inc
154 Remington Blvd STE 2, Ronkonkoma, NY 11779
6317370707
Associated Mortgage Bankers Inc
2395 Ocean Ave STE 5, Ronkonkoma, NY 11779
8006841045
Chase Home Lending
130 Portion Rd, Ronkonkoma, NY 11779
5164174453
Jon Damone - Chase Home Lending Advisor - NMLS ID 975628
130 Portion Rd, Ronkonkoma, NY 11779
5164174453
DE Capital Mortgage
4949 Express Dr N #101, Ronkonkoma, NY 11779
6315858500
Chase Mortgage
4155 Veterans Memorial Hwy, Ronkonkoma, NY 11779
6319817020
Mortgage lenders in Ronkonkoma New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Local lenders are familiar with Suffolk County property values and can guide you through the state specific mortgage process.
What Does a Mortgage Lender in Ronkonkoma Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees around $400 to $700, and title insurance costing $1,000 to $3,000. Closing costs in Suffolk County average 2% to 5% of the home price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ronkonkoma?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a signed purchase contract and a property appraisal.
How long does mortgage approval take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three day waiting period after you receive the Closing Disclosure before you can sign final papers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.