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Mortgage Lenders in Roosevelt, NY

Directory of mortgage lenders in Roosevelt, New York. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Roosevelt, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Roosevelt, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FourLeaf Federal Credit Union
405 Nassau Rd, Roosevelt, NY 11575
8006287070
Homes Sweet Homes LLC
9 Wilson Pl, Roosevelt, NY 11575
5164187719

Roosevelt New York residents have access to a range of mortgage lenders offering home purchase and refinance loans. New York law requires all mortgage loan originators to be licensed through the New York State Department of Financial Services. Working with a local lender can help you navigate specific requirements for Nassau County properties.

What Does a Mortgage Lender in Roosevelt Cost?

Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Roosevelt New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New York lenders also require proof of homeowners insurance and a property appraisal.
What is the minimum down payment for a mortgage in New York?
Minimum down payments vary by loan type. FHA loans allow as low as 3.5 percent. Conventional loans may require 3 to 5 percent. New York first-time homebuyer programs may offer assistance for eligible buyers.
How long does a mortgage closing take in New York?
A typical mortgage closing in New York takes 30 to 45 days from application. New York law requires a three-day right of rescission for refinances. Delays can occur due to appraisal or title issues.