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Find Mortgage Lenders Near You in Rye, NY

Looking for a mortgage lender in Rye? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Rye, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Rye, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
73 Purchase St, Rye, NY 10580
9149671143
Theresa Viti - Mortgage Loan Officer
38 Purchase St, Rye, NY 10580
9144066695

Mortgage lenders in Rye, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to follow strict licensing rules under the New York Banking Law. Local lenders understand the Westchester County real estate market and can guide you through the mortgage process.

What Does a Mortgage Lender in Rye Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance costing $1,000 to $3,000. New York also charges mortgage recording tax, which varies by county. In Westchester County, this tax is about 1.8% of the mortgage amount. Additional costs may include credit report fees and attorney review fees. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Rye?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New York lenders also require a property appraisal and title search. Your lender will provide a complete list based on your loan type.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.