ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Saugerties. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Saugerties, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Saugerties, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid-Hudson Valley Federal Credit Union
3180 US-9W, Saugerties, NY 12477
8453364444
Helsmoortel Realty
148 Burt St #9w, Saugerties, NY 12477
8452469555
Sawyer Savings Bank
87 Market St, Saugerties, NY 12477
8887721871
M&T Bank
294 Main St, Saugerties, NY 12477
8452464961
Mortgage lenders in Saugerties, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to provide a Loan Estimate within three business days of application, giving borrowers clear cost details. Local lenders are familiar with Ulster County property values and the specific requirements for New York State mortgages.
What Does a Mortgage Lender in Saugerties Cost?
Typical costs for a mortgage in Saugerties include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance which can cost $1,500 to $3,000. New York also charges a mortgage recording tax, which in Ulster County is approximately 1.05% of the loan amount for loans over $500,000. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Saugerties?
You typically need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and title search to verify ownership and property condition.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day review period after you receive the Closing Disclosure before you can sign final documents.
Are there special mortgage programs for New York first-time homebuyers?
Yes, New York State offers the SONYMA program for first-time buyers, which provides low down payment options and competitive rates. Local Saugerties lenders can help you determine if you qualify for this or other state programs.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Saugerties who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.