Skip to main content

Find Mortgage Lenders Near You in Syracuse, NY

Looking for a mortgage lender in Syracuse? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Syracuse, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 19 mortgage lenders in Syracuse, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Credit Services, Inc NMLS #9604
2572 Erie Blvd E, Syracuse, NY 13224
8004494007
Mariner Finance
3214 Erie Blvd E, Syracuse, NY 13214
3154491531
MHD Empire Service Corp.
300 S State St #1000, Syracuse, NY 13202
8668702612
Sefcu Mortgage Services
200 Salina Meadows Pkwy, Syracuse, NY 13212
3157011390
Syracuse Hard Money
224 Harrison St #210, Syracuse, NY 13202
3158490099
Geddes Federal Savings & Loan Association
2208 W Genesee St, Syracuse, NY 13219
3154686281
Catherine Bartolotta- Redfield, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
3155675375
Joseph Dougherty at CrossCountry Mortgage
2 N Clinton St #170, Syracuse, NY 13202
3155676594
Genesee Regional Bank Syracuse Representative Office
432 N Franklin St Suite 10, Syracuse, NY 13204
8444958900
Chase Mortgage
110 W Fayette St Lbby 2, Syracuse, NY 13202
3154242731
Chase Mortgage
801 James St, Syracuse, NY 13203
3154760987
Sheila Beach at CrossCountry Mortgage
2 N Clinton St Suite 170, Syracuse, NY 13202
8777731226
Amy Palladino, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
3159529763
Edward Nash, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
3154273972
Commercial Lending Syracuse NY
221 S Warren St, Syracuse, NY 13202
3152326309
Chase Mortgage
4425 E Genesee St, Syracuse, NY 13214
3154464645
Diane Spranger-U.S. Bank Mortgage
U.S. Bank area served, Syracuse, NY 13224
5859579909
George Smith - M&T Bank
101 S Salina St, Syracuse, NY 13202
3155580005
Jacqueline Noun at CrossCountry Mortgage
2 S Clinton St Suite 170, Syracuse, NY 13202
3153148350

Mortgage lenders in Syracuse New York help homebuyers secure financing for residential properties. New York law requires all mortgage loan originators to be licensed by the state Department of Financial Services. Local lenders understand the specific housing market in Onondaga County and can guide you through the process from pre-approval to closing.

What Does a Mortgage Lender in Syracuse Cost?

Typical costs for a mortgage lender in Syracuse New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New York generally range from 2% to 5% of the purchase price. Additional costs may include attorney fees, recording fees, and prepaid property taxes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Syracuse?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and government-issued ID. New York lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission period for most refinances after closing.
What is the minimum down payment for a mortgage in Syracuse?
Conventional loans often require 3% to 5% down. FHA loans allow 3.5% down. VA and USDA loans may require zero down for eligible borrowers. New York first-time homebuyer programs may offer additional assistance.