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Mortgage Lenders in Syracuse, NY

Browse mortgage lenders serving Syracuse, New York. Contact information and addresses listed below.

19 agents listed
Updated June 2026
Syracuse, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 19 mortgage lenders in Syracuse, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Approved Credit Services, Inc NMLS #9604
2572 Erie Blvd E, Syracuse, NY 13224
(800) 449-4007 approvedcreditny.com
Mariner Finance
3214 Erie Blvd E, Syracuse, NY 13214
(315) 449-1531 locations.marinerfinance.com
MHD Empire Service Corp.
300 S State St #1000, Syracuse, NY 13202
(866) 870-2612 mhdempire.com
Sefcu Mortgage Services
200 Salina Meadows Pkwy, Syracuse, NY 13212
(315) 701-1390 sefcumortgageservices.com
Syracuse Hard Money
224 Harrison St #210, Syracuse, NY 13202
(315) 849-0099 syracusehardmoney.com
Geddes Federal Savings & Loan Association
2208 W Genesee St, Syracuse, NY 13219
(315) 468-6281 geddesfederal.com
Catherine Bartolotta- Redfield, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
(315) 567-5375 grbbank.com
Joseph Dougherty at CrossCountry Mortgage
2 N Clinton St #170, Syracuse, NY 13202
(315) 567-6594 crosscountrymortgage.com
Genesee Regional Bank Syracuse Representative Office
432 N Franklin St Suite 10, Syracuse, NY 13204
(844) 495-8900 grbbank.com
Chase Mortgage
110 W Fayette St Lbby 2, Syracuse, NY 13202
(315) 424-2731 chase.com
Chase Mortgage
801 James St, Syracuse, NY 13203
(315) 476-0987 chase.com
Sheila Beach at CrossCountry Mortgage
2 N Clinton St Suite 170, Syracuse, NY 13202
(877) 773-1226 ccm.com
Amy Palladino, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
(315) 952-9763 grbbank.com
Edward Nash, Mortgage Originator GRB
432 N Franklin St Suite 10, Syracuse, NY 13204
(315) 427-3972 grbbank.com
Commercial Lending Syracuse NY
221 S Warren St, Syracuse, NY 13202
(315) 232-6309
Chase Mortgage
4425 E Genesee St, Syracuse, NY 13214
(315) 446-4645 chase.com
Diane Spranger-U.S. Bank Mortgage
U.S. Bank area served, Syracuse, NY 13224
(585) 957-9909 mortgage.usbank.com
George Smith - M&T Bank
101 S Salina St, Syracuse, NY 13202
(315) 558-0005 www3.mtb.com
Jacqueline Noun at CrossCountry Mortgage
2 S Clinton St Suite 170, Syracuse, NY 13202
(315) 314-8350 crosscountrymortgage.com

Mortgage lenders in Syracuse New York help homebuyers secure financing for residential properties. New York law requires all mortgage loan originators to be licensed by the state Department of Financial Services. Local lenders understand the specific housing market in Onondaga County and can guide you through the process from pre-approval to closing.

What Does a Mortgage Lender in Syracuse Cost?

Typical costs for a mortgage lender in Syracuse New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New York generally range from 2% to 5% of the purchase price. Additional costs may include attorney fees, recording fees, and prepaid property taxes. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Syracuse?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and government-issued ID. New York lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission period for most refinances after closing.
What is the minimum down payment for a mortgage in Syracuse?
Conventional loans often require 3% to 5% down. FHA loans allow 3.5% down. VA and USDA loans may require zero down for eligible borrowers. New York first-time homebuyer programs may offer additional assistance.

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