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Looking for a mortgage lender in Victor? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Victor, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Victor, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Anthony M DeJohn
49 W Main St #4, Victor, NY 14564
5859247471
Sam Cretekos, Howard Hanna Real Estate Services
49 W Main St, Victor, NY 14564
5854213440
Howard Hanna Victor
49 W Main St, Victor, NY 14564
5854332734
NextHome Endeavor
49 E Main St #306, Victor, NY 14564
5854436398
Victor, New York is a growing community in Ontario County with many mortgage lender options. Lenders in Victor help buyers with conventional loans, FHA loans, and USDA loans. New York law requires a licensed mortgage banker or broker to originate loans, and all borrowers must receive a Loan Estimate within three business days of application.
What Does a Mortgage Lender in Victor Cost?
Typical costs for a mortgage in Victor New York include an origination fee of 0.5% to 1.0% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. New York also charges a mortgage recording tax of 0.80% to 1.05% of the loan amount. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Victor New York?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a credit check authorization.
How long does a mortgage closing take in New York?
A typical mortgage closing in New York takes 45 to 60 days from application to closing. New York law requires a 3-day right of rescission for most refinances, and the lender must provide a Closing Disclosure at least three business days before closing.
What are the property tax rates in Victor New York?
Property tax rates in Victor are set by Ontario County and local school districts. The combined effective tax rate is approximately 2.5% to 3.0% of the propertys assessed value. Lenders will include estimated property taxes in your monthly payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.