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Find Mortgage Lenders in Warwick, NY

Looking for a mortgage lender in Warwick? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Warwick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Warwick, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family First Funding - Team Keelin Warwick
11 Oakland Ave #2l, Warwick, NY 10990
8456990974
Synergy Mortgage Inc
41 South St Suite A, Warwick, NY 10990
8459871969
Chase Home Lending
146 NY-94, Warwick, NY 10990
3327993643
Homestead Funding Corp: Maureen F. Kohler, MBA | NMLS# 34223
41 South St Ste A, Warwick, NY 10990
8457721010

Mortgage lenders in Warwick, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of a completed application. Local lenders are familiar with Orange County property values and the specific requirements of New York State mortgage regulations.

What Does a Mortgage Lender in Warwick Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Warwick generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Warwick?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New York lenders also require a signed application and a credit check authorization.
How long does the mortgage process take in New York?
The process from application to closing usually takes 30 to 45 days. New York law requires a three-day rescission period for refinances, but not for purchase loans.
Are there special mortgage programs for first-time homebuyers in New York?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) loans, which provide low down payment options and reduced interest rates. These programs have income and purchase price limits.