Compare Mortgage Lenders in White Plains, NY
Browse mortgage lenders serving White Plains, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 19 mortgage lenders in White Plains, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in White Plains Cost?
Typical costs for a mortgage lender in White Plains include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,000 to 2,500 dollars. New York also charges a mortgage recording tax as described above. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in White Plains?
You typically need pay stubs, tax returns, bank statements, and photo identification. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. New York law requires a mandatory 3 day right of rescission for refinances after closing.
What is the New York mortgage recording tax?
New York imposes a mortgage recording tax when a mortgage is recorded. In Westchester County the tax is 1.05 percent of the mortgage amount for loans under 500,000 dollars and 1.3 percent for larger loans.