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Browse mortgage lenders serving Whitesboro, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Whitesboro, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in Whitesboro, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NBT Bank
131 Oriskany Blvd, Whitesboro, NY 13492
3157366832
KeyBank
131 Oriskany Blvd, Whitesboro, NY 13492
3157367503
Adirondack Bank
136 Oriskany Blvd, Whitesboro, NY 13492
3157366169
Paragon Home Loans
10 Main St Suite #102, Whitesboro, NY 13492
3154452000
Lisa Jensen - M&T Bank
80 Oriskany Blvd, Whitesboro, NY 13492
3157360751
Mortgage lenders in Whitesboro, New York help homebuyers secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders can guide you through the process and explain specific state regulations.
What Does a Mortgage Lender in Whitesboro Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Whitesboro?
You typically need pay stubs, tax returns, bank statements, and proof of assets. New York lenders may also require a signed intent to occupy the property.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law mandates a three-day right of rescission for most purchase loans.
Are there special mortgage programs for New York first-time buyers?
Yes, New York offers programs like the State of New York Mortgage Agency (SONYMA) loans with low down payments and reduced interest rates for eligible first-time buyers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.