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Find Mortgage Lenders in Graham, NC

Looking for a mortgage lender in Graham? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Graham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 mortgage lenders in Graham, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Home Loans - Bart Neyman #415430
17 SE Court Square #200, Graham, NC 27253
3365168752
Hugo Len Kreuscher
200 N Main St Suite 300, Graham, NC 27253
5618435626
Truist
236 S Main St, Graham, NC 27253
3362908072
AgSouth Farm Credit
225 N Main St, Graham, NC 27253
3362275531
Fairway Home Mortgage-Graham Office
112 W Elm St Suite C, Graham, NC 27253
3364999469

Mortgage lenders in Graham North Carolina help homebuyers and homeowners secure financing for residential properties. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through state-specific programs like the NC Home Advantage Mortgage.

What Does a Mortgage Lender in Graham Cost?

Typical costs for a mortgage in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Graham?
You typically need pay stubs, tax returns, bank statements, and photo ID. North Carolina lenders also require a credit check and proof of residency.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances.
Are there first-time homebuyer programs in North Carolina?
Yes, the North Carolina Housing Finance Agency offers programs like the NC Home Advantage Mortgage. These provide down payment assistance up to 5 percent of the loan amount.