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Find Mortgage Lenders in Huntersville, NC

Directory of mortgage lenders in Huntersville, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Huntersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 mortgage lenders in Huntersville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Claudia Gutierrez
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048080581
Gateway Financial Group
9820 Northcross Center Ct, Huntersville, NC 28078
7044097998
Nancy Rosenfeld: Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3366013860
Gabe Libutti - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7044502518
Bonnie Jackson - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048779166
Rapid Mortgage Company
13903 S Old Statesville Rd, Huntersville, NC 28078
8557132387
Paul Carini | Division President | Dash Home Loans
403 Gilead Rd STE G, Huntersville, NC 28078
7044640245
Northpointe Bank - Huntersville
8712 Lindholm Dr #206, Huntersville, NC 28078
8886725626
Char-Lee Smith - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078
3363279379
Atlantic Coast Mortgage - Huntersville
10115 Kincey Ave Suite 195, Huntersville, NC 28078
7048370026

Mortgage lenders in Huntersville North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed through the North Carolina Commissioner of Banks and follow state-specific disclosure rules. Local lenders understand the Huntersville real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Huntersville Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. North Carolina also charges a mortgage tax of 0.15 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the requirements for a mortgage lender in Huntersville North Carolina?
Mortgage lenders in North Carolina must be licensed by the North Carolina Commissioner of Banks. They must also follow the North Carolina Residential Mortgage Lending Act. Borrowers typically need a credit score of 620 or higher and a debt-to-income ratio below 43 percent.
How long does it take to close a mortgage loan in Huntersville?
The average time to close a mortgage loan in North Carolina is 30 to 45 days from application. North Carolina law requires a three-day right of rescission for refinances. Delays can occur due to appraisal or title issues.