Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 mortgage lenders in Kannapolis, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Holiday Finance
1410 Dale Earnhardt Blvd, Kannapolis, NC 28083
7049323162
Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage
226 Oak Ave Suite 108 & 109, Kannapolis, NC 28081
7047541599
Troy Matzke - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9807771237
Dana Walter - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058023
Max Robertson - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
George Richardson, Senior Loan Officer NMLS 140896
226 Oak Ave Suites 108 & 109, Kannapolis, NC 28081
7049420152
What Does a Mortgage Lender in Kannapolis Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary based on the loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kannapolis?
You typically need proof of income, tax returns, bank statements, and identification. North Carolina lenders also require a property appraisal and title search as part of the process.
How long does mortgage approval take in North Carolina?
The approval process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances, which can extend the timeline.
Are there first-time homebuyer programs in Kannapolis?
Yes, North Carolina offers the NC Home Advantage Mortgage program for first-time buyers. This program provides down payment assistance and competitive interest rates through approved lenders in Kannapolis.