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Find Mortgage Lenders Near You in Kannapolis, NC

Browse mortgage lenders serving Kannapolis, North Carolina. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Kannapolis, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 7 mortgage lenders in Kannapolis, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Holiday Finance
1410 Dale Earnhardt Blvd, Kannapolis, NC 28083
(704) 932-3162 holidayfinance.net
Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage
226 Oak Ave Suite 108 & 109, Kannapolis, NC 28081
(704) 754-1599 presidentialbankmortgage.com
Troy Matzke - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
(980) 777-1237 gatewayfirst.com
Dana Walter - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
(980) 505-8023 gatewayfirst.com
Max Robertson - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
(980) 505-8016 gatewayfirst.com
Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
(980) 505-8016 gatewayfirst.com
George Richardson, Senior Loan Officer NMLS 140896
226 Oak Ave Suites 108 & 109, Kannapolis, NC 28081
(704) 942-0152 pbm-loans.com

Mortgage lenders in Kannapolis, North Carolina help homebuyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Kannapolis real estate market and can guide you through the state-specific closing process.

What Does a Mortgage Lender in Kannapolis Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary based on the loan type and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kannapolis?
You typically need proof of income, tax returns, bank statements, and identification. North Carolina lenders also require a property appraisal and title search as part of the process.
How long does mortgage approval take in North Carolina?
The approval process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances, which can extend the timeline.

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