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Looking for a mortgage lender in Lillington? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Lillington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 4 mortgage lenders in Lillington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Bank - Lillington, NC
1000 S Main St, Lillington, NC 27546
9108143600
Mid South Financial Services
709 W Front St, Lillington, NC 27546
9105149745
First Community Mortgage - Lillington, NC
1206 S Main St, Lillington, NC 27546
8004648626
Greg Pitcher - First Community Mortgage - NMLS ID 1068998
1206 S Main St, Lillington, NC 27546
7573551221
Mortgage lenders in Lillington North Carolina help home buyers and homeowners secure loans for property purchases or refinancing. North Carolina law requires lenders to follow specific licensing and disclosure rules under the North Carolina Secure and Fair Enforcement Mortgage Licensing Act. Local lenders can guide you through conventional FHA VA and USDA loan options available in Harnett County.
What Does a Mortgage Lender in Lillington Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs around 0.5 percent of the purchase price. Closing costs total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lillington?
You typically need pay stubs tax returns bank statements and a valid ID. North Carolina lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a home loan in North Carolina?
The average closing time is 30 to 45 days from application. North Carolina law requires a three day right of rescission for refinances under federal rules. Delays can occur if appraisal or title work takes longer.
Are there first time home buyer programs in Lillington North Carolina?
Yes the North Carolina Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. Local programs may also be available through Harnett County. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.