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11 agents listed
Updated May 2026
Matthews, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 mortgage lenders in Matthews, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Derek Helms | Fairway Home Mortgage Retirement Mortgage Specialist
148 E Charles St Suite D, Matthews, NC 28105
7049891669
Patrick Edmondson I Novus Home Mortgage
1320 Matthews Township Pkwy, Matthews, NC 28105
7045823725
The NexLender
624 Matthews-Mint Hill Rd Suite 210, Matthews, NC 28105
8439542886
Mortgage lenders in Matthews, North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires all mortgage loan originators to be licensed through the North Carolina Commissioner of Banks. Local lenders understand the Matthews real estate market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Matthews Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. North Carolina also charges a mortgage recording tax of $0.10 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Matthews?
You typically need pay stubs, tax returns, bank statements, and photo identification. North Carolina lenders also require a signed authorization to pull your credit report. Specific documents may vary by lender and loan type.
How long does a mortgage closing take in North Carolina?
A typical mortgage closing in North Carolina takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances on primary residences. Purchase loans do not have this waiting period.
What are the North Carolina specific mortgage laws I should know?
North Carolina has anti-predatory lending laws that limit high-cost loans and require additional disclosures. The state also has a deed of trust system for securing loans, and foreclosure is typically non-judicial. Always review your loan estimate carefully for compliance.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.