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Directory of mortgage lenders in Midland, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Midland, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 mortgage lenders in Midland, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KB Home Midland Crossing
12126 Plummer Ct, Midland, NC 28107
7044965050
April Lynne Palacios - Fairway Independent Mortgage Corporation
12360 US-601, Midland, NC 28107
9802904140
Mortgage lenders in Midland, North Carolina help homebuyers secure financing for residential properties. North Carolina law requires lenders to follow the North Carolina Residential Mortgage Lending Act, which sets licensing and disclosure standards. Local lenders can guide you through conventional, FHA, and VA loan options available in the Midland market.
What Does a Mortgage Lender in Midland Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Midland?
You typically need recent pay stubs, tax returns, bank statements, and a government-issued ID. North Carolina lenders also require a signed authorization to pull your credit report.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law mandates a three business day right of rescission for most refinances after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.